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Home > Accident Attorney > WHAT SHOULD I DO IF THE OTHER DRIVER’S INSURANCE COMPANY WILL NOT PAY MY CLAIM?

Written by Jelena Tiemann and Peter B. Tiemann

Last Updated : January 14, 2022
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Posted on Monday, March 30th, 2020 at 11:39 pm    

When you are in a car accident, it can be overwhelming. Even when you are not seriously injured, you must deal with the property damage to your vehicle. You may miss time from work as you obtain a rental vehicle, arrange for repairs to your vehicle, and visit your doctor to determine whether you were injured in the accident. The emotional stress and physical pain after an accident add to the financial losses to create an extremely frustrating situation.

If another driver is responsible for causing the accident, you may be entitled to compensation from that driver for your damages and losses. In most cases, the driver’s insurance company compensates you for your injury claim. However, what happens when the insurance company refuses to pay a claim?

Why Do Insurance Companies Deny Car Accident Claims?

An insurance company is not in business to pay claims. It is in business to make money. Therefore, it is not in the company’s best interest to pay full compensation for each injury claim filed against the company. An insurance company takes steps to limit its liability. Some companies act in bad faith when evaluating and processing injury claims. Other companies simply try to pay as little as possible to settle claims.

Common valid reasons why an insurance company may deny an injury claim include:

  • The insurance policy has lapsed.
  • The insurance policy did not cover the driver.
  • The circumstances related to the accident fall within an exclusion.
  • The driver did not cause the automobile accident.
  • The victim did not provide adequate evidence proving damages and losses.

Even if an insurance company provides a seemingly valid reason for denying an insurance claim, that does not mean you should give up. You have the right to appeal the insurance company’s decision regarding your injury claim.

What Should You Do If An Insurance Company Does Not Pay?

If an insurance company is refusing to pay your injury claim, offers a very low settlement amount, or is unreasonably delaying your claim, contact our Sacramento car accident attorneys immediately for a free case review. Your time to file a personal injury lawsuit is limited. The insurance company may use delay tactics to exceed the time you have to file a lawsuit. Once the statute of limitations expires, you cannot pursue a legal claim against the insurance company or the driver.

Therefore, it is best to talk to an experienced attorney as soon as possible. An attorney investigates the claim to determine if the reason for denying the injury claim is valid. Also, the attorney investigates the accident to determine if another party may have some liability for your damages.

Dealing with an insurance company can be difficult, especially if you are unsure of your legal rights or the law governing your accident claim. An attorney understands the laws that protect car accident victims in California and how to use those laws to benefit the victim.

Contact Our Sacramento Car Accident Attorney for Help

Do not allow an insurance adjuster to convince you that you do not have a valid accident claim or that your claim is worth much less than you believe to be the value of your claim. Talk to our lawyers to learn the truth about car accident claims in California

For a free consultation with a Sacramento car accident lawyer, contact The Tiemann Law Firm by calling (916) 999-9000 or by visiting our website. We are here to help you fight for fair compensation for your injuries, financial losses, and damages.

Categories: Accident Attorney, Accident Injury, Attorney At Law

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Client Testimonials

Michael T. Testimonial
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I sat down and met with Jelena Tiemann about my vehicle accident.I presented all of my documentation to her in which she gave me her assessment.Although the Tiemann Law Firm wont be representing me because my settlement offer was pretty good she was very clear,forward and professional about what she felt could and couldn't be done.I recommend this law firm to anyone who needs a helping hand at fighting a case where you don't have to worry about the outcome not going in your favor. Please don't review this business if you received a freebie for writing this review, or if you're connected in any way to the owner or employees.

Herb T. Testimonial
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The Tiemanns were referred to me by a friend and I am exceptionally happy with the service I received. I had never been in an accident before. I had no idea what to do. Jelena verbally explained how everything would work to me, and she and Peter handled everything. I didn't have to lift a finger once. They went above and beyond for me and I am extremely grateful. I pray I won't ever need this type of assistance again, but I will definitely be referring them to friends and family.

Jennifer T. Testimonial
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I highly recommend The Tiemann Law Firm! I had never before been in a situation where I sustained injury and had to seek legal representation. I was nervous, traumatized, and had no idea what to expect. Jelena, Peter, and their staff walked me through each step of the process. They explained everything in detail. They patiently answered all my questions, responded quickly to every email, text message, phone call, etc. I felt totally prepared for each new phase of the legal process. Furthermore, they were fearless in their defense of me. In certain situations, when I felt attacked or scared my attorney protected me like I was family. Their diligence, honesty, integrity, and compassion provided a true sense of healing and closure for my family and I. The Tiemann Law Firm accomplished more for me than I ever thought possible and I am forever grateful.

S.B. Testimonial
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Here's the thing... Nobody really thinks much about lawyers until they need one.  Well, we needed one!  The Tieman Law Firm came through for us in a big way. They were professional, courteous, thorough, and had excellent staff as well.  Highly recommended...

Jereme S. Testimonial
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No one wants to have to hire a lawyer, but if you do. I prefer Tiemann Law. They helped a family member who was injured on the job, and the company did not want to compensate him even though, the injury occurred on the job on company time. Jelena was always professional in explaining the lengthy process of fighting a large corporation. 2 years later he finally is receiving the deserved compensation.